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Sources

Figures and rules on this companion are drawn from the sources below and from the companion guide, accessed in November 2026. Fees and rules change. Always open the live page.

Companion guide

California licensing (worked example)

  • California Department of Insurance, Licensing Fees. insurance.ca.gov/0200-industry/0045-lic-fees/ — used for the $55 exam fee, $188 filing/renewal fee, and $282 late renewal fee.
  • CDI, Insurance License Exam Info. Exam information page — used for the $43 PSI convenience fee and note that CDI also operates an exam site in Los Angeles.
  • CDI, Life Agent Qualifications. Life agent qualifications
  • CDI, 12 Hours of Ethics and the California Insurance Code FAQ. 12-hour ethics FAQ — used for the rule that, as of January 1, 2026, the former 20-hour/40-hour life and health product pre-licensing course is no longer required, while the 12-hour Ethics and California Insurance Code course (including one hour on insurance fraud) remains required before issuance.
  • CDI, Life-Only Agent and Accident and Health Agent FAQ. Life / A&H FAQ
  • CDI, California Resident Licensing Fingerprint Requirements. Fingerprint page — used for the $74 Live Scan total ($17 FBI + $32 DOJ + $25 vendor).
  • CDI, application procedures for individual residents. Life application procedures
  • CDI, Continuing Education Program Requirements. CE requirements — 24 hours each two-year term including 3 hours of ethics, plus product-specific training when applicable.
  • California Insurance Code section 1749. leginfo.legislature.ca.gov
  • CDI, Check a License. Individual name search

Nationwide directories and applications

  • NAIC, State Insurance Departments directory. content.naic.org/state-insurance-departments
  • National Insurance Producer Registry, apply for a license (including nonresident applications). nipr.com/licensing-center/apply-for-a-license
  • Each state’s official insurance department licensing or department page is linked from the roadmap tool. Some department sites block automated checks; URLs were chosen from official government domains and, where a live retrieval was blocked, from the department’s published licensing pages.

Securities registration exams (optional path)

Also referenced in the companion guide

  • U.S. Bureau of Labor Statistics, Occupational Outlook Handbook: Insurance Sales Agents and Personal Financial Advisors.
  • CFP Board, certification process and exam registration (a voluntary credential, not a state license).

Unverified or not treated as official fee quotes: pre-licensing course tuition (set by private providers), any nationwide dollar range for non-California states, and any personal weekly-hour or “time-to-license” figure. Those last items appear only as your own planning math.